Why use seller finance for selling a business?

By opting for seller financing, you can secure a higher sale price, maximising your return on investment and making your business an even more attractive prospect for potential buyers. Seller financing doesn't just facilitate the sale; it also provides you with an ongoing revenue stream.


  • Faster ownership hand-over. The buyer will take care of the business operations, customers and employees. If you’re a looking to find the right new owner for your business, in a short time-frame, then an seller finance will be key in facilitating this.

  • By offering seller financing, a seller can attract a larger pool of potential buyers, making their business or property more marketable.

  • Seller financing can expedite the selling process since buyers may find it easier to secure financing from the seller compared to traditional lending institutions.

  • By offering financing options, a seller can potentially negotiate a higher sale price for their business, as buyers may be willing to pay a premium for the convenience of seller financing.

  • In a competitive market, offering seller financing can give a seller a competitive edge over other sellers who do not provide this option.

  • Seller financing allows the seller to diversify their investment portfolio by spreading the risk across multiple buyers rather than relying on a single lump-sum payment.

  • Seller financing can provide a steady income stream for the seller through regular payments, which can be useful for retirement planning or generating passive income.

  • If a seller has difficulty finding a buyer, or there is limited demand for their business, offering seller financing can increase the chances of completing a sale.

  • Seller financing provides more flexibility in negotiations as the terms and conditions of the financing arrangement can be tailored to the specific needs of both the seller and the buyer.

  • Seller financing can foster a positive relationship between the buyer and the seller, leading to potential future business collaborations or referrals.